Buy your home with ITIN.
No bank. No credit bureau.
We help Latino families buy homes through owner finance, subject-to, and lease option. Close in 2-3 weeks. Full English and Spanish support.
Helping Latino families across 3 states
Active property opportunities
Cities in 3 states
Weeks for typical close
CasaFlex vs traditional alternatives
Why families with ITIN choose CasaFlex
| Requirement | CasaFlex | Traditional bank | FHA |
|---|---|---|---|
| Credit score required | 0 (none) | 620+ | 580+ |
| Down payment | 10% (flexible) | 20% | 3.5% |
| SSN required | No (ITIN OK) | Yes | Yes |
| Time to close | 2-3 weeks | 30-45 days | 45-60 days |
| Documents | ITIN + income | SSN + W-2 + tax | SSN + W-2 |
How does it work? 5 simple steps
Tell us
30 sec
We call you
24 hrs
Match a home
2-5 days
Contract
1-2 weeks
You move in!
Home is yours
We buy your home in 2-3 weeks
No commissions · No repairs · Any condition · English & Spanish
4 paths to buy without a bank
Each program is best for a different situation
Priority list — new inventory coming
Apply now to be first when properties in your city arrive
Sé el primero cuando llegue tu casa
Te avisamos por email cuando aparezca una propiedad matching tus preferencias.
What families say
Example testimonials — real quotes coming as we close first deals
"CasaFlex helped us buy our first home with ITIN. Never thought it would be possible."
"We closed in 3 weeks. No credit check, no bank drama."
"Sold my inherited house fast during probate. They handled everything."
Frequently asked questions
Can I buy a home with an ITIN?
Yes. CasaFlex works with real estate structures where you can use an ITIN instead of an SSN. Common paths: owner finance, subject-to, and lease option.
Do I need perfect credit?
No. CasaFlex serves buyers with no credit, bad credit, or nontraditional income. We do not run credit bureau checks.
Where does CasaFlex operate?
CasaFlex is active in Colorado, Texas, and Georgia, covering 19 cities.
How long does closing take?
Typically 2 to 4 weeks depending on the property and financing structure.
Is CasaFlex a licensed lender or broker?
No. Casaflex Holdings Inc. is not a licensed real estate broker, lender, or mortgage originator. All transactions are reviewed with licensed professionals.